You’re More Qualified Than You Think. We’ll Guaranty It!

With a Leap guaranty, you can have unprecedented access to apartments in your neighborhood. We can get you approved, even if you don’t meet the landlord’s requirements.
It is free to apply, and you pay a one-time service fee ONLY if we guarantee your lease. How great is that?

How It Works

Apply Online

Complete our free, easy application in less than 5 minutes and upload a few supporting documents.

Get Approved

We’ll review your application and get back to you in 30 minutes during our normal business hours.

Get Your Keys

We’ll confirm a few details with your landlord and then you’re ready to sign your lease. We’ll confirm a few details with your landlord, you’ll throw your John Hancock on our agreement, pay our fee and sign your lease.

Features and Benefits

Gain Access

With Leap, you can get into the apartment you actually want, not just the one landlords say you qualify for.

Easy App

Our application takes 5 minutes to complete and can be submitted on your phone, tablet, or computer.

Fast Approvals

You’ve searched high and low for the perfect place. With approvals in 30 minutes* you won’t have to wait to move into your new digs.


Why would I need a Leap guaranty? 

Landlords often set strict qualification standards that are difficult for tenants like students, international professionals, and those with less-than-perfect credit to meet.  Leap fills in for a guarantor or parent cosigner, allowing you to sign a lease where you otherwise would not qualify.  

Who can apply with Leap?

Anyone can apply with Leap! We accept applications from students, international students, working professionals, self-employed entrepreneurs and everyone in between.

How long does it take to get approved?

Once you submit an application, you will hear back from us with a decision within 30 minutes during normal business hours.  

How much will a Leap guaranty cost me?

We charge a one-time, upfront fee for cosigning your lease that typically ranges from 4.5-8% of annual rent for a typical 12-month lease.  


What is a guarantor?

A guarantor is a party obligated by law to fulfil your rent obligations in the event of rent default.

What is a FICO score?

A FICO score is the most well-accepted measure of an individual’s credit worthiness in the United States. Generally, a score of 700 or higher is required by landlords to qualify for an apartment.

Will you run a hard check on my credit?

Yes, we will run a hard check on your credit. However, the impact on your FICO score is minimal.

How much does it cost to apply with Leap?

It cost nothing to apply!

What are the requirements to qualify with Leap?

Anyone 18 years or older with the right to study or work in the U.S. is able to apply.

I’m not a US citizen. Can Leap help me?

Yes! Leap accepts applications from any foreign citizens with the right to study, work, or live in the US.

Do all tenants listed on the lease need to apply with Leap?

Yes, if your name is on the lease, you will need to submit a free application. This does not apply to subletting roommates.

What if only one roommate needs a guarantor?

Leap cannot restrict coverage to a particular tenant. This is because we cover the entire apartment lease for the full term.

Can I get approved before I find an apartment?

We ask that landlords agree to accept Leap before we underwrite your application.

What documents are needed to apply?

Depending on your individual situation, different documents will be required. Typically, photo ID, pay stubs, recent bank statements and, if applicable, copies of your student or work Visa will be needed.

What is the complete application process?

  1. Applications are submitted by all tenants on our website.
  2. Once everyone’s application is complete, you’ll get a decision within 30 minutes.*
  3. Remaining documents are collected and reviewed.
  4. Everyone on the lease signs our agreement and Leap’s fee is paid in full. 
  5. We provide all the necessary documents to your landlord. You’re ready to sign your lease and move in! 

How is my fee determined?

Our fee is based on a variety of factors including the lease term, the applicant’s credit and rental history as well as personal financial conditions (i.e. income, bank balances, etc).

How can I pay Leap’s fee?

Our fee can be paid via credit card or certified bank check. Payment is collected before lease signing.

Is Leap’s fee a security deposit?

No, the service fee is a one-time payment to secure the apartment. The fee may reduce the move-in costs owed to your landlord; however, our fee is not associated with and is in addition to what the landlord charges you.

What is the length of the coverage?

We cover leases up to 24 months.

What if the apartment I’ve found does not partner with Leap?

Simply provide us with the building or landlord information and we’ll reach out to them. We’ll do everything we can to help secure the apartment for you.

What happens if I don’t pay my rent?

Our guaranty doesn’t change your obligations as a tenant and cannot protect you from missed payments or eviction—so be cool.  If you default on your lease, it will lead to legal action, the start of an eviction proceeding and will negatively impact your credit and ability to rent another apartment. You will be liable for legal fees and any rent payment due.

Get Approved. Live Where You Want.

Complete our free application and get approved. It’s that easy. Now it’s time to plan that housewarming party at your fancy new place.

* During standard business hours.